Short term insurance can be a great option for you if you are healthy and limited needs in your healthcare. Short term plans can offer you the protection from the unexpected that can deplete all your savings instead of going without coverage. Short term plans are affordable price. Short term medical plans are underwritten and can be denied coverage due to certain medical conditions. The short term plans do not cover any of the Affordable Care Act provisions – such as annual physical, maternity and mental health needs.
When can short term health care be a great option? If you only need it to cover a gap before you have other insurance in place. If you are getting ready to be on Medicare, it can bridge the gap until your 65th birthday birth month.
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