The search for affordable and comprehensive health insurance that fulfills the needs of an individual or family has become increasingly difficult during these tough economic times. Health insurance providers are facing huge demands to meet regulatory mandates within their industry, which unfortunately have a tendency to negatively impact health care users through either loss of benefits or escalating health care premiums.

I met Mr. Ray Freer, Agent/Broker for RF Insurance Masters LLC, a number of years ago. His knowledge of the myriad companies and innumerable policies offered to today’s health care consumer is extensive and exhaustive.
I have great faith in Mr. Freer’s ability to stay abreast of the ever-evolving trends in heath care and have never hesitated to call on him to assist me in maintaining affordable and pertinent health insurance coverage so necessary to my family and me.

Jean Iverson, Spring, Texas

Ray Freer has been our insurance representative for two years. Right from the very beginning we felt comfortable with Ray handling our insurance needs. He talked with us and got to know us. My husband and I are small business owners so cost is a concern to us. Ray gave us several options and explained the policies thoroughly. He helped us during the application process always going the extra mile.

We would say that customer service is Ray's number one goal. He always answers and returns phone calls and e-mails. He is always prompt and follows through when he tells you he is going to send information. Ray has considerable knowledge about the policies he represents. We chose a health insurance policy with a larger deductible and keeping our interests in mind, Ray reviewed an accident policy with us. I am so glad he had taken the time to get to know us and suggested this policy. I had an accident three weeks ago and this policy is going to save us about $7,500.

When you become Ray's customer, it isn't the end of your relationship, it is the beginning.

Dave and Theresa Rupp
River Oaks Custom Homes, Inc.

I've had numerous brokers call before I spoke with you. I bought from you because I like your sincerity. I've been in sales management for the last 15 years and you buy from people you like. Don't change a thing.

Joyce G, Houston, Texas

Ray Freer has the ability to help you find affordable health care insurance and the integrity to ensure you are getting something you really need. Our office has had a relationship with Ray for a couple of years now and we are extremely satisfied with his ability to be there when we need him and to deliver a solid product and services. He comes highly recommended.

Julia Nickerson Austin, TX

Ray Freer of RF Insurance Masters is our go to person when it comes to individual and group health and dental. He has a unique strategy to help his customers keep as much money in their pocket as possible while adequately providing options. He works hard for his clients and it shows every time. We own a Property and Casualty agency and we're very cautious as to who we use for supporting business, Ray is someone who has never let us down.

Shelley & Matt Gerhardt
Southwest Independent Insurance

I have done business with Ray Freer for over 20 years. He maintains a high degree of integrity at all times and that's why I trust him so much. He is very courtesy, timely, and has his customers in mind. All of my family's health and life insurance are through RF Insurance Masters. Ray has continually looked for ways to save us money on insurance. That sort of customer focus is why I am able to get the best rates possible for health and life insurance. Ray Freer has my highest recommendation.

Damian Cook, Austin, TX
President, TriCor Technologies Inc.‎