Obamacare Open Enrollment Period Begins

We are now able to make changes to our individual health insurance plans under Obamacare open enrollment period begins on November 15th.  We help people with updating and purchasing their individual health insurance on the marketplace (www.healthcare.gov) when you are looking to get a subsidy to help pay for the health insurance coverage for you […]

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2015 Open Enrollment Period Health Insurance

Starting on November 15th, the 2015 Open Enrollment Period Health Insurance begins for changes for all individual insurance plans.  We expect all carriers to release their rates just before the 15th of November for the 2015.  This is for both on the Healthcare.gov or through the various insurance providers.  The Open Enrollment period for 2015 […]

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Don’t Procrastinate Get Life Insurance Austin TX

Don’t Procrastinate Get Life Insurance Austin, TX There are a number of reasons you don’t procrastinate, get Life Insurance in Austin, TX.  The first reason is that you never know when your life can change and effect the members that depend on you.  Life insurance does not mean much to you when you do not […]

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COBRA versus Individual Health Insurance Affordable Care Act

What you need to know when faced with deciding between COBRA versus Individual Health Insurance Affordable Care Act. There are a few rule changes that you should consider if you are facing deciding between COBRA versus Individual Health Insurance Affordable Care Act.  The Affordable Care Act did make major changes to when you can enroll […]

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Buying health insurance on the Marketplace

Have you gone to inquire for health insurance and subsidies on the Marketplace (healthcare.gov)?  I have been enrolling my customers through the system over the past 4 months.  I can tell you it has not been a smooth process for the most part.  I have entered with a customer their information in the systems more […]

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Obamacare On Marketplace with Subsidities or Off Marketplace

  I have been involved with some of the Obamacare (Affordable Care Act (ACA)) On Marketplace and Off Marketplace enrollments during the Open Enrollment Period.  This year the enrollment period goes through March 31st for 2014.  I have seen a few issues with the Healthcare.gov website that have caused clients not to be able to […]

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ACA Individual Health Insurance different networks HMO, PPO and POS

If you need help understanding your ACA Individual Health Insurance plan if you can get a subsidy, differences in PPO, HMO, or POS plans we have some information to help you better understand your options. We have seen that both on the Marketplace or Exchange and off of the Marketplace plans are much different that what we […]

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ACA Policies and HealthCare.Gov – Still Time to Enroll

As January 1st is fast approaching the first ACA compliant policies are going into force some that have have been purchased through the Healthcare.gov and some that have been purchased through agents and direct with carriers.  The first part of the story is now people can get covered with no fear of being denied for […]

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Subsidy Gap Created in Texas

I have been helping customers get enrolled in the Heath Insurance Marketplace (or Exchange) (www.healthcare.gov) to help them find the best options in health insurance with a Subsidy.  The task of going through the website can be frustrating on how many questions they ask and how many screens you need to go through and answer […]

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All Employers Required to Notify Employees of Existence of Public Health Exchanges / Premium Tax Credits

This notification is required of all employers by October 1 with or without health plans offered to their full or part time employees.  Here is the information you need to understand and they Department of Labor (DOL) has example notification forms that you can customize for your needs.  There will be fines for non-compliance. All […]

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